Pricing

Cloud Accounting Malaysia
Pricing. No Surprises.

Three plans to match your growth stage. No setup fees, no lock-in. Cancel anytime.

Clarity

For Growing SMEs

Replace spreadsheets and manual bookkeeping with clean, accurate, monthly accounts.

RM1,497

per month · up to RM500k/mo revenue

  • Xero Standard included
  • Monthly bookkeeping & bank reconciliation
  • Monthly management accounts
  • SST/GST compliance filing support
  • Accounts payable & receivable
  • Email & ticket support
  • AI forecasting
  • Dext / Syft
  • Real-time dashboard
Book a Demo

Command

Full CFO Service

Your fractional CFO partner — full AI, Dext, weekly calls, and custom financial strategy.

RM5,777

per month · unlimited revenue

  • Everything in Control
  • Xero Premium included
  • Dext receipt & expense management
  • Syft Analytics full integration
  • AI 12-month cash flow forecasting
  • Real-time financial dashboard
  • Dedicated account manager
  • Weekly CFO strategy calls
  • Custom financial models & scenarios
  • Investor-ready board packs
  • Fundraising & loan preparation support
  • 24/7 priority support
Book a Demo

All prices in Malaysian Ringgit (MYR). Inclusive of 8% SST. No setup fees. Cancel anytime.

What You Get with Cloud Accounting in Malaysia

See exactly what's included in each plan before you decide.

Feature Clarity
RM1,497/mo
Control
RM2,497/mo
Command
RM5,777/mo
Bookkeeping & Compliance
Monthly bookkeeping
Bank reconciliation
SST/GST compliance
Accounts payable/receivable
Integrations
Xero integration
Dext (receipt capture)
Syft Analytics PDF reports
Syft Analytics full integration
Reporting & Intelligence
Monthly management accounts
Real-time dashboard
AI cash flow forecasting
Custom financial models
Investor-ready board packs
Advisory & Support
Dedicated account manager
24/7 priority support
Weekly CFO calls
Fundraising & loan prep support
Revenue Limit
Max monthly revenueRM500kRM1MUnlimited
Funding

The MSME Digitalisation Grant Can Cover Your Onboarding Cost

ZeroPilot AI is a registered approved vendor under Malaysia's MSME Digitalisation Grant — up to RM5,000 in matching funds for eligible SMEs adopting approved digital tools, administered in partnership with SME Bank, Bank Simpanan Nasional, and Agrobank.

Who Qualifies

  • Registered with the Companies Commission of Malaysia (SSM)
  • At least 60% Malaysian-owned
  • In operation for at least six months
  • Classified as a micro, small, or medium enterprise under SME Corp's definition
  • Has not already claimed the same grant for the same digital category

How We Help

  • We assess your eligibility during a 20-minute onboarding call, at no cost
  • We prepare the required documentation — vendor quotation, business profile, digital adoption plan
  • We submit the application to the participating bank on your behalf
  • We follow up on status and respond to any bank queries
  • Once approved, the grant offsets your onboarding and subscription costs directly

Grant allocations are processed first-come, first-served. Ask about your eligibility on your onboarding call — there's no separate application process to start.

Cost Comparison

What Running This In-House Actually Costs

A like-for-like comparison against building the same capability with in-house or freelance help.

A Malaysian SME managing LHDN e-invoicing, SST filing, EPF/SOCSO payroll, and monthly financial reporting in-house typically needs a bookkeeper (RM2,000–RM4,000/month), a payroll clerk or outsourced provider (RM500–RM1,500/month), and standalone accounting software licences (RM200–RM500/month) — before accounting for the cost of errors, missed deadlines, or the time you spend managing all of it yourself. That's RM2,700–RM6,000/month before a single late-filing penalty.

ZeroPilot AI consolidates bookkeeping, payroll, SST, LHDN e-invoice, and monthly reporting into a single monthly fee starting at RM1,497 — with no per-invoice charges, no implementation fees, no data migration fees for annual subscribers, and no charge when LHDN or RMCD changes a compliance requirement and we update our process accordingly.

How We Compare

ZeroPilot AI vs. Doing It Yourself on Xero, AutoCount or SQL Account

Malaysian SMEs typically compare options like AutoCount, SQL Account, Financio, Bukku, QuickBooks Online, or running Xero themselves. Each of these gets you accounting software — what they don't get you is a qualified Malaysian accounting team behind it. Self-managed Xero still means you (or someone on your team) categorising transactions, chasing SST deadlines, and calculating PCB by hand or via a separate payroll tool.

ZeroPilot AI is the layer most of those tools don't include: your Xero, Dext, and Syft Analytics environment configured correctly for Malaysian compliance from day one, and run every month by our accountants — so the software choice stops being the hard part.

FAQ

Cloud Accounting Malaysia — Common Questions Answered

No setup fees, no onboarding charges, and no minimum contract. You pay your monthly plan fee only, and you can cancel with 30 days' notice at any time.
Yes. You can upgrade or downgrade at any time. Upgrades take effect immediately (prorated for the remainder of the month); downgrades take effect from the next billing cycle.
No. If you're not already on Xero, we handle the full migration and setup as part of your onboarding — at no extra cost. We're experienced Xero Partners and certified advisors.
Yes. All our services are fully compliant with LHDN, SST, and Malaysian Accounting Standards (MPERS/MFRS). We keep up with regulatory changes so you don't have to.
Our AI analyses your historical transactions, revenue patterns, seasonal trends, and current AP/AR to generate rolling 12-month cash flow projections. You get optimistic, base, and conservative scenarios — plus automated alerts if your cash runway drops below a configurable threshold.
Most clients are fully onboarded within 5–7 business days. This includes Xero setup, data migration, bank feed connections, and your first dashboard walkthrough. We do the heavy lifting — you just need about 2 hours of your time.
Absolutely. We use bank-level 256-bit AES encryption for all data at rest and in transit. Our infrastructure is hosted on AWS with data residency in the Asia Pacific region. We undergo annual security audits and comply with PDPA (Malaysia) requirements. See our Privacy Policy for full details.
During your trial, our team completes your onboarding exactly as we would for a paying client — Xero setup or migration, bank feed connections, and your first management accounts — so you're evaluating the real service, not a limited demo. If you don't continue after 30 days, there's no obligation and your data is yours to export; if you do, everything carries over with no re-setup required.
The grant (up to RM5,000) is applied against your onboarding and subscription costs once approved. We check your eligibility during onboarding and handle the application on your behalf — see the MSME Digitalisation Grant section above for the full eligibility criteria and process.

Not Sure Which Cloud Accounting Plan? Let's Talk.

Book a free 30-minute call with our team. We'll understand your business and recommend the right plan for your stage of growth.