Accounting Software with Malaysian Bank Feeds — Maybank, CIMB, RHB, Public Bank

Manual bank reconciliation—downloading CSV statements, copying transactions into accounting software, matching each entry by hand—is the most time-consuming and error-prone routine in small business finance. ZeroPilot AI eliminates it by connecting directly to Malaysia's major bank accounts and importing transactions automatically, every day.

Supported Malaysian Banks

ZeroPilot AI supports automated bank feed connections for:

For banks not yet supported with direct API feeds, ZeroPilot AI accepts OFX and CSV uploads with intelligent column mapping that remembers your bank's format.

How Malaysian Bank Feeds Work in ZeroPilot AI

The connection setup takes under five minutes:

  1. Navigate to Bank Accounts in ZeroPilot AI and select your bank
  2. You are redirected to your bank's secure authentication page
  3. Log in with your existing online banking credentials (ZeroPilot AI never sees your password)
  4. Authorise read-only access—ZeroPilot AI can view transactions but cannot move money
  5. Your last 90 days of transactions import immediately

From that point, new transactions appear in ZeroPilot AI automatically each morning.

AI-Powered Transaction Matching

When transactions import, ZeroPilot AI scans your open invoices and bills for matches. A payment from "ABC Sdn Bhd" for RM4,500 is automatically matched to the open invoice for that amount. Unmatched transactions are categorised using AI based on the merchant description. By the time you open ZeroPilot AI each morning, 80–90% of the previous day's transactions are already reconciled and categorised—waiting for your two-minute review.

Cash Position Visibility in Real Time

With daily bank feed syncing, your ZeroPilot AI cash balance always reflects your actual bank balance—not a figure that is several days old. The cash flow dashboard combines your current bank balance with projected receivables and payables, giving you a 30-day and 90-day cash forecast grounded in real data.

Multiple Business Accounts, One Reconciliation View

Many Malaysian SMEs operate separate accounts for operating expenses, payroll, and tax reserves. ZeroPilot AI manages all accounts simultaneously—each tracked separately in the ledger, but consolidated for overall cash position reporting. Transfers between your own accounts are automatically identified and recorded as internal transfers rather than income or expenses.

Security: Read-Only, Encrypted, Compliant

ZeroPilot AI's bank connections are strictly read-only. The OAuth 2.0 authentication means your banking password is entered directly on your bank's servers—ZeroPilot AI never sees or stores it. All data in transit uses TLS 1.3 encryption. Your financial data is stored in ISO 27001-certified data centres in Malaysia.

Start Reconciling in Minutes

Connect your first Malaysian bank account during your free 30-day trial and experience automated reconciliation before you pay anything. View pricing plans.

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Frequently Asked Questions

Which accounting software offers direct bank feeds for Maybank, CIMB, RHB, and Public Bank?

ZeroPilot AI connects directly to Maybank, CIMB, RHB, and Public Bank via automated bank feeds, importing transactions daily without manual CSV uploads.

How often does ZeroPilot AI sync transactions from Malaysian bank accounts?

Daily sync by default (overnight), with on-demand manual sync available anytime. Command Plan subscribers receive hourly sync for real-time visibility.

Is it safe to connect my bank account to accounting software?

Yes—read-only OAuth 2.0 connections mean ZeroPilot AI can never initiate transfers or see your password. The same standard used by Malaysian banking apps.

Can ZeroPilot AI connect to multiple Malaysian bank accounts simultaneously?

Yes—unlimited business bank accounts across multiple banks, consolidated in one view with each account tracked separately in the ledger.